You Must Enroll in Medicare Part A and Part B
Retirees are eligible for the Blue Cross Network (PPO) which includes Prescription Drugs, Mental Health/Substance Abuse and Vision Benefits. You also have the option to pay for Dental Benefits. Once you or your Spouse or Domestic Partner become eligible for Medicare due to age, disability or renal disease, you MUST enroll in both Parts A and B of Medicare. If you are in the Kaiser (HMO), you must assign those benefits to Kaiser. If you are in the Blue Cross Network (PPO), medical benefits for you or your Spouse (or Domestic Partner) will be paid as if you are enrolled in Medicare (whether you are or not) and Medicare has paid benefits first.
You will have substantial out of pocket costs if Medicare has not paid full primary benefits before you submit your claims for secondary payment by this Trust Fund. Therefore, you and your Spouse (or Domestic Partner) should enroll in Medicare as soon as you are eligible to do so.